Senior Freelance Consultant | AML/KYC Strategy & Digital Transformation

Senior consultant with 10+ years of experience driving AML/KYC transformation and digital innovation in Dutch banking. Specialized in Perpetual KYC frameworks, risk assessment redesign, and policy development for ABN AMRO, Rabobank, and ING. Proven track record in translating regulatory requirements into operational excellence through automation, strategic design, and cross-functional leadership. Combines deep compliance expertise with product management and solution architecture capabilities.